Refinancing essentially reduces the amount of interest you pay and can reduce your repayments, or change the frequency in which you repay your loan - which saves you money in the long run. By refinancing your outstanding loans and other debts into one simple repayment you can save thousands of dollars. Even a half or three-quarters of a percent can present major savings, so it makes sense to enquire what our recommended lenders can do for you.

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Advantages of refinancing a loan

• Get lower monthly repayments when you refinance

• Use your equity to pay off multiple debts when you refinance

• Change from a variable rate to a fixed rate for more certainty

• Refinance to a loan product that better suits your lifestyle

• Borrow for an investment property

• Access to a 100% offset account

• Reduce the amount you repay each month

• Pay off your home loan and debts faster

• Option to make additional repayments

• Save thousands of dollars in interest

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Ready to Refinance?

If you can answer Yes to any of the following, it may be time to speak with us about refinancing your home loan.

• I plan to renovate or move home in the near future.

• I want a more competitive interest rate on my home loan.

• I would like to switch from a variable rate to a fixed rate to get greater certainty in the level of my repayments.

• I would like to split my current loan to be part variable and part fixed.

• I would like a loan with more features than I currently have.

• I am interested in newer products that better suit my borrowing requirements.

• I want to cut debt or build wealth faster with additional or different features.

• I want to use the equity in my home for a wealth creation strategy.

• I want to adjust for my changing financial situation.

• I want to pay off debts quicker and cheaper by rolling them into a home loan.

• I have had my mortgage for more than 1.5 years.

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Refinancing with us

• Taking out all the stress and work from getting a loan

• Saving you valuable time and money

• Getting your finances simplified and sorted out

• Provide various finance options and not just the big four banks

• Explaining the pitfalls, traps and fine prints of your options

• Changing your finances to match your business needs

• Negotiating a better deal from your current lender